120+ members building wealth across Australia

The Playbook for
Building Wealth
Through Property

A private community built by 2 young Aussies who have achieved the Australian dream, twice. Now, sharing the exact playbook they used to help you do the same.

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Marcel's first investment property
Marcel's First Investment Property
Melbourne, VIC — Purchased at 19
Equity Growth (6mo)
+$127,000
Rental Yield
4.8%
Liam's first investment property
Liam's First Investment Property
Adelaide, SA — Purchased at 21
Equity Growth (1yr)
+$194,000
Rental Yield
3.2%
🏠 Property Investment
📊 Finance & Lending
💰 Wealth Building
🎙️ Weekly AMAs
🤝 Networking
📈 Deal Breakdowns
🏗️ Career Positioning
🔧 Free Tools
🇦🇺 Australian Focused
🏠 Property Investment
📊 Finance & Lending
💰 Wealth Building
🎙️ Weekly AMAs
🤝 Networking
📈 Deal Breakdowns
🏗️ Career Positioning
🔧 Free Tools
🇦🇺 Australian Focused
$10,000+
Worth of missed capital gains every month you delay getting into Property in Australia
Age 18
Our youngest member to purchase an investment property
Weekly
Live AMAs with industry experts who reveal wealth loopholes in property
EVERYTHING INCLUDED

What You Get Inside

Everything you need to go from "I want to invest" to actually holding the keys. All free.

Weekly Live AMAs

Join live sessions with mortgage brokers, buyers agents, and property investors. Ask anything - no question is too basic or too advanced.

Deal Breakdowns & Market Analysis

Real numbers from real deals. Purchase prices, rental yields, suburb analysis, and data-driven insights on where values are moving.

Exclusive Property Tools

Borrowing capacity calculator, repayment estimator, stamp duty calculator, and more. Built for Australian property.

Off-Market Deal Access

Connect with trusted buyers agents who understand young investors. Get help finding the right property in the right market before it hits the public.

Career & Income Building

Your income is your launchpad. Get tips on salary negotiation, side hustles, and career moves that accelerate your investing timeline.

Private Networking

120+ driven young Australians sharing wins, strategies, and real talk about money. Surround yourself with people who push you forward.

WHO'S BEHIND THIS

Built by People Who've Done It

Not gurus, just two young Aussies who bought their first property before most people finish Uni. Now they're showing you exactly how.

Marcel Darwish

Marcel Darwish · Age 21

Mortgage Broker, Finance Advisor & Property Investor

Bought his first investment property at 19 with a guarantor and a 10% deposit in a Melbourne high-growth corridor. Purchased his second at 20 using equity from the first. Now runs a finance broking business and buyers agency helping others do the same.

2
Properties
19
Age at 1st
VIC
Market
Liam Zhao

Liam Zhao · Age 22

Mortgage & Asset Broker, ETFs & Property Investor

Bought his first investment property at 21 and second at 22, both in Adelaide with 20% deposits, focusing on blue chip locations with land development potential. Also works in Mortgage & asset finance, helping clients structure loans and get funded.

2
Properties
21
Age at 1st
SA
Market
⭐ FROM OUR COMMUNITY

Real Members, Real Words

Straight from the Discord. No scripts, no cherry-picking. This is what our community actually says.

C
Carlin
✓ Discord Member
This community is incredible, the value provided here is genuinely insane. The amount of high quality information shared for free is easily worth thousands of dollars. It's also inspiring to be surrounded by such young, ambitious people, it pushes everyone to level up.
🤩 2
R
Raj
✓ Discord Member
Marcel is incredibly insightful and truly knows his way around the industry. I had a one-on-one discussion with him today to gain deeper insight into lending structures for commercial and business loans. He answered all of my questions with clarity.
🤝 2🤩 2👍 1
Z
Zane
✓ Discord Member
Jumped on the recent AMA call that Marcel held with Aria from B Money and got a really clear breakdown of how to assess suburbs using the tools provided. Really good insight into how to invest in the property market. Great call and the community makes it even better.
❤️ 1
J
Joshie73
✓ Discord Member
Just had another great conversation with Marcel regarding an interview I have lined up next week. He shared valuable tips, potential questions I might face, and how I can approach them confidently. I truly appreciate the time and effort he consistently invests in helping anyone.
🤝 2❤️ 1
A
arte
✓ Discord Member
The first two AMAs have been very informative and allowed me to expand my knowledge on such important topics. I can't thank Marcel enough and his previous guests for sharing their expert opinions at no cost. Keen to see this community grow!
❤️ 1
JR
James Rolas
✓ Discord Member
I just joined today but I had a chat with Marcel on his insta page and he gave me really solid advice. I want to achieve property 2 this year and want to learn how to keep going for 3 and 4 before I am 25. Valuable tips and insights from a different sort of lens.
🤝 1
M
Mason
✓ Discord Member
Reached out to Marcel for a 1 on 1 chat — we spent 45 minutes on a Friday evening and he did not mind to keep on going. We spoke about career advice and guidance on acquiring property #1. It opened my views up about investing. Top bloke, good on you mate for this.
❤️ 2
P
the pana hammer
✓ Discord Member
Marcel is seriously impressive, especially for his age. At 20, he already understands money, risk, and long-term strategy better than most people twice his age. No jargon, no pressure, just straight logic and transparency. Marcel's the real deal.
👍 2
AS
AnthonyStellino
✓ Discord Member
Honestly one of the best Discord groups I've joined, I've convinced 2 mates to join. Everyone's driven and focused on building something, investing, property, side income. The advice is practical and people share real experiences. Definitely recommend.
🤩 4
·
Community Member
✓ Discord Member
Had a 30+ minute call with Marcel regarding my interview at a brokerage. He ran me through common questions, how to respond, and tips for the interview. Due to Marcel's advice, I nailed the interview and was able to land the job. All of this was completely free of charge.
💯 3
C
Carlin
✓ Discord Member
This community is incredible, the value provided here is genuinely insane. The amount of high quality information shared for free is easily worth thousands of dollars. It's also inspiring to be surrounded by such young, ambitious people, it pushes everyone to level up.
🤩 2
R
Raj
✓ Discord Member
Marcel is incredibly insightful and truly knows his way around the industry. I had a one-on-one discussion with him today to gain deeper insight into lending structures for commercial and business loans. He answered all of my questions with clarity.
🤝 2🤩 2👍 1
Z
Zane
✓ Discord Member
Jumped on the recent AMA call that Marcel held with Aria from B Money and got a really clear breakdown of how to assess suburbs using the tools provided. Really good insight into how to invest in the property market. Great call and the community makes it even better.
❤️ 1
MEET THE MEMBERS

Young Australians Building Together

Tradies, finance grads, entrepreneurs, sales, and every occupation you can think of. Join and network with other likeminded individuals that have the same goal: build wealth whilst they're young.

Z

Zane, 18

Sydney, NSW

Works in local government, runs a marketing and web dev business on the side. Already owns two investment properties and is purchasing his third before turning 19.

3 properties by age 19
R

Ronan, 21

Sydney, NSW

Graduate in Business Advisory at a large financial services firm. Has 60% of savings in stocks and commodities. Determined to get into the property market while young.

Getting into property
M

Matthew, 25

Regional VIC

Worked as a mortgage broker for a large aggregator. Just started his own brokerage from the ground up. Heavily invested in crypto since 2019. Goal is to get his first property in the next year.

Broker building portfolio
S

Seb, 22

Australia

Runs a high-performance video editing studio working with well known influencers and marketing agencies. Wants to use the capital to invest in property.

Entrepreneur → property
Mn

Manuel, 18

Australia

Recently completed his Cert IV in brokering and looking for full time work in the industry. Also commencing his diploma soon.

Cert IV in broking at 18
L

Leo

Australia

Working as a casual in a warehouse, actively looking to transition into sales. Building his investment portfolio and learning about property investing.

Career transition + investing
JR

Jameson, 21

Newcastle, NSW

Has 1 property in Newcastle bought August 2025, works in trades, wants to keep stacking and run his own shop soon.

Property owner at 21
Z

Zane, 18

Sydney, NSW

Works in local government, runs a marketing and web dev business on the side. Already owns two investment properties and is purchasing his third before turning 19.

3 properties by age 19
R

Ronan, 21

Sydney, NSW

Graduate in Business Advisory at a large financial services firm. Has 60% of savings in stocks and commodities. Determined to get into the property market while young.

Getting into property
M

Matthew, 25

Regional VIC

Worked as a mortgage broker for a large aggregator. Just started his own brokerage from the ground up. Heavily invested in crypto since 2019. Goal is to get his first property in the next year.

Broker building portfolio
S

Seb, 22

Australia

Runs a high-performance video editing studio working with well known influencers and marketing agencies. Wants to use the capital to invest in property.

Entrepreneur → property
Mn

Manuel, 18

Australia

Recently completed his Cert IV in brokering and looking for full time work in the industry. Also commencing his diploma soon.

Cert IV in broking at 18
L

Leo

Australia

Working as a casual in a warehouse, actively looking to transition into sales. Building his investment portfolio and learning about property investing.

Career transition + investing
JR

Jameson, 21

Newcastle, NSW

Has 1 property in Newcastle bought August 2025, works in trades, wants to keep stacking and run his own shop soon.

Property owner at 21
J

Jye, 19

Sydney, NSW

Working as an asset finance broker. One goal in the next 12 months is to purchase an investment property.

Finance broker → property
K

Kathy, 23

Sydney, NSW

Works in tech sales. Built a six figure shares portfolio and looking to purchase her dream home by 26, leveraging her share portfolio into the 7 figure mark.

Six figures → property
A

Anthony

Australia

Planning to purchase property #3 this year to jump into #4 next year. Convinced 2 mates to join. One of the best Discord groups he's joined.

Scaling to 4 properties
Mx

Max, 20

Melbourne, VIC

Independent vehicle finance broker full-time. Plans to start a franchise and pool capital alongside his 2 younger brothers for their first investment property.

Family property strategy
G

Godwin

Australia

Working part-time as a landscaper while studying applied finance and fintech. Investing in ETFs and learning about investment properties through the community.

Studying finance + investing
Jk

Jake, 19

Sydney, NSW

Full time carpenter, works part time at a pizza restaurant. Goal for the next 12 months is to save enough so most of his money can go towards investments and property.

Saving for first property
U

Michael, 18

Sydney, NSW

Working part time in retail, investing in ETFs. Goal over the next 12 months is to learn more about trading and learn from the community.

ETFs → property journey
J

Jye, 19

Sydney, NSW

Working as an asset finance broker. One goal in the next 12 months is to purchase an investment property.

Finance broker → property
K

Kathy, 23

Sydney, NSW

Works in tech sales. Built a six figure shares portfolio and looking to purchase her dream home by 26, leveraging her share portfolio into the 7 figure mark.

Six figures → property
A

Anthony

Australia

Planning to purchase property #3 this year to jump into #4 next year. Convinced 2 mates to join. One of the best Discord groups he's joined.

Scaling to 4 properties
Mx

Max, 20

Melbourne, VIC

Independent vehicle finance broker full-time. Plans to start a franchise and pool capital alongside his 2 younger brothers for their first investment property.

Family property strategy
G

Godwin

Australia

Working part-time as a landscaper while studying applied finance and fintech. Investing in ETFs and learning about investment properties through the community.

Studying finance + investing
Jk

Jake, 19

Sydney, NSW

Full time carpenter, works part time at a pizza restaurant. Goal for the next 12 months is to save enough so most of his money can go towards investments and property.

Saving for first property
U

Michael, 18

Sydney, NSW

Working part time in retail, investing in ETFs. Goal over the next 12 months is to learn more about trading and learn from the community.

ETFs → property journey
FREE TOOLS

How Much Can You Borrow & Service?

Find out your estimated borrowing capacity and repayments in 60 seconds. Built specifically for Australian property.

Borrowing and Servicing Calculator

Get an instant estimate of your borrowing power and monthly repayments. Built for young Australians entering the property market.

✓ Owner-occupier & investment
✓ State-specific stamp duty
✓ LMI estimates included
Borrowing Estimate
Borrowing Repayments
Gross Income$85,000
Additional Income$12,000
Living Expenses$2,400/mo
Existing Debts$18,000
Property PurposeInvestment
Est. Borrowing Power $421,200
Primary Income (before tax)
Additional Income Optional
Rental income, overtime, bonuses, second job, etc.
Existing Liabilities Optional
Enter the total amount you still owe, not your monthly repayment. Banks assess credit card limits (not balances), and calculate repayment burden from total debt.
Monthly Living Expenses
Rent, groceries, utilities, subscriptions, transport, insurance, etc. Banks use the higher of your declared expenses or HEM (Household Expenditure Measure) benchmarks.
Property Purpose
Your Estimated Borrowing Power
You could borrow up to
$0
Based on 5x adjusted income (owner-occupier)
Total Gross Income$0
Liability Reduction-$0
Living Expenses (annual)-$0
Adjusted Income$0
Multiplier Applied5x
Estimate only. Banks use detailed serviceability models including HEM living expenses, a 3% buffer rate, and your full financial profile. This gives you a ballpark - speak to a broker for an accurate figure.
We help you implement the right structure to borrow more, and get into your first property sooner.
Location & Property
Loan Details
The national average variable rate is approximately 6.0% as of 2026.
Expected Rental Income Optional
Purchase Cost Breakdown
Property Price$0
Stamp Duty$0
Transfer Fee$0
Mortgage Registration$0
Total Upfront Costs$0
Remaining Deposit After Taxes$0
Loan Amount$0
LVR0%
Monthly Repayment
$0
$0 /week
Estimate only. Stamp duty rates are based on 2025-26 state revenue office guidelines. LMI is an approximation - actual premiums vary by lender. Speak to a broker for exact figures.
Most first-time buyers struggle with serviceability.
We help you maximize your yield whilst achieving the lowest rates in Australia.
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Ready to Start Building?

Every year you wait, property moves further out of reach. The people inside this community aren't waiting. They're learning, positioning, and buying.

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100% Free (For Now) Instant Access Private Discord Community